I was queuing at the ATM to withdraw some monies when I noticed long queues at the ATMs. Why were there long queues at ATMs as compared to the usual queues? I asked myself. Later it dawned on me that many of the people queuing at the ATMs might be wanting to update their bank books to find out how much interest they have earned from their bank accounts, by parking their monies dutifully with the banks. To be frank, the interest rate on the bank accounts is really very little. To illustrate this point, I also updated my bank books and you know what, the interest paid to me was just 0.04%. I am not surprised at low interest rates but the magnitude of the interest rate seems to surprise me. In a macro environment with rising interest rates, the interest rates for fixed accounts in banks have ......