It was supposed to be one of his daily routine toilet trips in the night but to his utmost horror, there was a lot of blood in his urine. With much fear and worry, he could not sleep that night and the next morning, he went to see his family doctor. To his shock, he was diagnosed with kidney cancer and had to remove one of his kidneys.

That was 30 years ago and my insurance agent lived to tell the tale. I bought my first insurance from him when I was an eighteen year old army boy. Throughout the years, whenever I bought new life insurances from him, he often relate this incident to me. I guess he tried to reinforce in me that life can be very unpredictable. Using himself as an example, he don’t smoke or drink and live a perfectly healthy lifestyle. So until this day …