On top of the coverage provided by your employer and MediShield Life, here's what you must know about healthcare insurance in Singapore. When I first started buying my healthcare insurance, I couldn't find any satisfactory resources to help educate me on what types of policies were available, what was necessary, how much should I be spending, how do the plans by private insurers work on top of our MediShield (now MediShield Life), etc. If one is not careful, we could potentially end up like this Singaporean who chalked up $85,000 in hospital bills and whose claims were rejected by AIA. One of the top 5 reasons as to why people in Singapore get into debt includes unexpected medical bills - either for themselves or a loved one. Thus, I decided to write this guide to help anyone who might be feeling lost, as I was in a few ......