Dear Friends, 2015 was known as the "the hardest year to make money in 78 years" by CNBC and the year is marked by intense central banks and government interventions. The dominant themes of 2015 were an indecisive US Federal Reserve on the issue of an interest rate liftoff, the political Greek drama over at EU, the amazing rally and crash of the Chinese stock market followed by numerous market intervention by the Chinese government. The energy war between major new and old energy producers escalated in 2015, pushing oil prices to a new low and major commodity producing countries saw their currencies being punished against the USD. I made a couple of risk and opportunity forecasts in my 2015 investment report and I got most of the forecasts correct with the exception of a potential Russian financial crisis which I got wrong. Russia was contended to stay low in 2015 and consolidated the gains that ...