It's time for a another update. It's been two years since I had a pay-check, if this were a disaster recovery exercise, I would say that it has been rather successful so far as I still did not draw upon my capital. a) My son is not here yet. At the personal level, I am waiting for the birth of my son. It can happen any day now. Right now I am more afraid than my wife who seems to be quite calm. b) Financial markets For all the doom and gloom, the markets did not faze me at all.Maybe I have more urgent priorities balancing school work with families. Results wise, like most of you I continued to lose money since the new year. However, as my portfolio is defensive in nature with a beta around 0.5, I tend to lose about half of what the STI ......