I have a confession to make.
The past few months, I had been less methodical in the recording of my expenses. There had been moments when I had to backdate for more than a few days. Thus, the tracking errors could be bigger than that of maybe… the STI ETF? (oops). Nonetheless, the big items and of course, restaurant meals, would never be omitted.
Mentally, I have been less stringent on money flowing out of my pockets. Could it be because of the bear market? After all, saving a few tens of dollars there does seem pointless when your portfolio could plunge by thousands within a day?
Nowadays, when I rein in, especially with regards to food, it’s more likely because of the guilt from overeating or the sugar/salt overload. With regards to material stuff, interestingly, there’s really little temptation except for the big items like cars/houses.
Eating Out: $1066.......