Following the revision in NSF allowance in December last year, a recruit's allowance is now $560 instead of $480 previously. Instead of simply wasting your money over the weekends, you could put your money to better use and start your investing journey. I have previously blogged about how should anyhow invest. You can read the blog post: here. In short, it is more about determining your asset allocation between stocks and bonds, and thereafter rebalancing it yearly. For stocks, put it equally into the Vanguard Total World Stock Index (VT) and the Straits Time Index (STI); for bonds, put it into the ABF Singapore Bond Index Fund. How much to invest? $560 for about 8 days of civilian life is about $70 a day. Come to think of it, in one weekend, you could watch 1 movie, have 2 good meals, and perhaps a game of Futsal, and it would ......