With Valentine's Day approaching, many of us will be celebrating another milestone in our relationships - especially for those of us who are in it for the long term. Frankly speaking, the thought of committing to one person for the rest of our life does seem a little intimidating, but there are some steps we can take to make the road ahead more smooth-sailing. At the core of your discussions for a future together, experts recommend that financial considerations should be at the heart of everything you do. If you've not discussed these things with your partner yet, here are some questions to get you started:

1. HOW WILL WE MANAGE OUR MONEY IN THE FUTURE?

I remember much of the arguments my parents had from my early days as a child. Their household budgeting basically involves each spouse taking responsibility for different types of bills. My dad covers the more "boring" ......