In order to know how much you have been spending on every month, you need to keep track of your daily expenses diligently so that, at the end of every month, you are able to tabulate how much you have spend and how much remaining is left for saving. There are 2 types of saving plan people commonly used to save their income. First is to set aside an amount of money every month to transfer into a saving account. This is called forced saving. Second is to spend whatever they have, any remaining left will be transferred into saving account. The latter type of saving plan is very dangerous as you are not in control of your expenses. You only save when there is any remaining. The first type of saving plan is a better option, as you know how much you will be able to save in a ......