I am reading this book, titled "Portfolios of the Poor" by Collins et al. It's an interesting book because it studies the poor, defined broadly as those living with 2 USD per month or below, in a few continents like South Africa and India. We are talking about people who have irregular income, living in slum cities, plagued with various health issues and still have a family to support. They are living with less than $2 US per month on average, meaning that there are months they earn a little more and months where there is no income at all. The most interesting part about is that the book talks not about the census statistics but drills deep into the assets and liabilities (i.e. balance sheet) and cash flow of the poor, hence the title of the book. I'm about 50% through, but there is already some interesting findings about ......