The majority of us would like to think we are well informed, savvy consumers.

And that goes the same as well for insurance.

Conversation about insurance that I heard usually fall into two camps:

  1. those that were entirely clueless, that insurance wasn’t part of where they value to spend their time
  2. those who think that are savvy and would offer an opinion of “don’t do/believe in this. You should follow this!”.

My opinion is that the topic of insurance stretches so wide that most folks scratches the surface, especially for the supposedly well informed.

If you listen to these advice, the impact to your long term well being is not small.

It is not that you will buy a pair of shoes that goes very badly with your dress, and end up being ridicule by your friends.

You end up spending too much or not covered adequately for what …