This should be my last post on the bank account series for now. Previously, I had blogged about accounts for expense funds and emergency funds. This post will be about investment funds i.e. cash holdings held for the purpose of investing in ETFs, shares and bonds. The account housing these investment funds should have more banking activity than the one for emergency funds but less banking activity than the one for expense funds.
Ideally, there should be no link to a credit card since it's only going to encourage you to spend more to meet the requirements to obtain the higher interest. In our case, we already have the OCBC 360 account linked to the OCBC Robinsons and OCBC 365 credit cards as well as the UOB One account linked to the UOB One credit card. I might blog about the POSB Everyday and Citibank Premiermiles credit cards we use for public transport, overseas spending ......