I assumed that we are all working extra hard (or smart) NOW with the intention to provide for the FUTURE (either our future or the future of our loved ones). Be it in your desired career path, your health/fitness or your financial status (the famous "Financial Independence' status among the financial bloggers), we know that we need to take control of our desired path now or else we will loss control in our future. If that's not the case, many of us will be living in YOLO (You Only Live Once) mode all the time (note : I am not saying that YOLO is bad). Of course, future is in no existence yet and hence there is no guarantee when we talk about future (regardless of how hard or smart are you now), I like to rehash the idea of "You never know which one will come first, ......