For investors, there are 2 main investing strategies: (A) Investing for Income – Aiming for consistent dividend payout as passive income, 5 – 20% yearly return (B) Investing for Capital Growth – Aiming for appreciation of share price, could be 2 – 10 times, depending on holding power. For Investing for Income strategy, we should not focus on just dividend declared. Instead, we should also study the business in details to understand whether the company consistently payout the dividend in future.  Here are 3 key points when considering high dividend stock investing: 1) We shall always ask will the dividend SUSTAINABLE and will the dividend continue to Grow? We should understand what are the factors affecting their business income? A companies without Free Cash-flow will not be able to sustain the dividend payout for long term. 2) Telecom, Utilities and Consumer Staples are considered defensive sectors that can make ......