While on my monthly stroll down Orchard Road today (mostly empty on the sidewalks, as almost everyone’s in a shopping centre or in the air-conditioned underpasses), a crowd outside the OCBC branch at ION Orchard drew my attention, so I stopped for a while to have a look-see. It turns out that the bank was having a mini-carnival, in which free coffee was being given out, and they were having a promotion for their fixed deposits and insurance plans. Of course, this was a side-track from my original plan to cancel my EZ-Reload facility (because my EZ-Link card is about to expire), pick up some socks from Uniqlo ($19.90!) and doing some groundwork on my equity investments – nothing beats getting your shoe on the ground there. But I suppose a free latte wouldn’t hurt, so I queued up for it. Nothing much surprised me, as I was approached by a sales rep from the bank after getting my ......