The Singaporean 3-fund portfolio is the Singapore version of the Boglehead 3-fund portfolio which is suitable for US citizens. The Boglehead 3-fund portfolio comprises of three components: - Vanguard Total Stock ETF (home equity; the name is misleading but it comprises only US stocks) - Vanguard Total World Stock ETF (global equity) - Vanguard Total Bond Market ETF (home bond; similarly, this is made up of only US bonds) The Singaporean 3-fund portfolio will be a replication, and thus be: - Nikko AM Singapore STI ETF (home equity) - Vanguard FTSE All-World UCITS ETF (global equity) - ABF Singapore Bond Index Fund (home bond) The ABF Singapore Bond Index Fund The purpose of having a bond component is to give stability to the portfolio. Equity is more volatile, and having a bonds component in a portfolio have been proven to reduce overall risk of the portfolio, whilst giving more or ......