Something I have blogged about from time to time is how people who plan to get married and have children should be financially prepared first. Have a strong financial foundation and we would have less money problems in future.

I can understand why those who have children on the way must get married in a hurry. Oops. Otherwise, why should anyone be in a hurry to get married and have children? Hmmm.

I have blogged about how some people borrow money in order to have a wedding or to renovate their matrimonial homes. I have also blogged about how people ran out of money and had to borrow money from friends to pay the monthly installments on their matrimonial homes.

“I was told of a person in his early 30s who is married and has two children. He is regularly borrowing money from his family and friends. In fact, he would borrow from friends to …