Lao Zi: “Govern a Great Nation as You would Cook a Small Fish.” 老子: “治大国若烹小鲜” There are many similarities among personal finance, stock investment and national budget. The same skill of cooking a small fish may be applied to manage a country, each requiring full consideration and perfect balance of ingredients in the recipe of success: freshness of fish (income), soy sauce (expense), sugar (bonus), chili (cooling measures), etc. Singapore government just announced the national budget 2016 with surplus of $3.45 billion. In fact, without inclusion of investment return from Temasek, this could be a budget deficit. This shows the importance of investment in all levels: from national level, company level to personal level. A nation sometimes is like a mega corporation with many departments (ministries). At the level of personal finance, we could also learn from planning of national budget: 1) Budget Surplus Our ......