“Be Greedy when Others are Fearful”, Warren Buffett.  Many people buy stocks when they feel safe and comfortable, after seeing other people making money, only then they chase after the opportunities, sometimes caught again when market sentiments start to change.  A safe way of buying stock is to wait for crisis, when people worries about the stock market, only then they will sell their best value stocks at discounted price to us.  Every crisis is an opportunity! There are 4 levels of Crisis: Level 1 (individual stocks) – company with falling share price or business, eg. Noble, Keppel Corp, Golden Agri, etc. Level 2 (sector / industry) – sector correction, eg. Oil & Gas stocks, Casino stocks, Shipping stocks, etc. Level 3 (country / region) – stock market correction, eg. Hong Kong Hang Seng Index, China Shanghai Index, etc. Level 4 (world) – Major economy slowdown, eg. China ......