I liked my post on the net worth update but have to admit the method of calculation is almost always going to be up for debate. In my view, our net worth is an arbitrary figure to begin with and I am generally more concerned with the direction it is headed over time. As long as our net worth trends upwards positively with each month, I'm okay with that and the absolute figures don't matter to us as much. Global Financial Crisis and European Debt Crisis However, the net worth update post did get me thinking about whether our asset portfolio & income can withstand a recession given the liabilities & expenses we have. Although we graduated in 2009 right after the Global Financial Crisis of 2007/2008, we were able to find jobs in Australia eventually and there was minimal impact on a very small investment portfolio. The European Debt Crisis of 2010/2011 had more impact on a then slightly bigger investment portfolio ......