I received an incoming call a few days ago. It wasn't a number I recognised. As I was busy in a meeting, my usual bad habit was to simply ignore the call. It was pretty persistent however, and called again a few times. But I was really, really too busy at work (in meetings) to take the calls. Soon after, I received a SMS. The message said that there was a suspected credit card fraud on my credit card and asked that I call back to follow-up. Shitz! My first reaction was, is this itself a scam? How to be sure it wasn't? I did a check of the phone number and found that it seems similar to other numbers related to the bank concerned. But that wasn't conclusive. I was feeling desperate. I called the number. When it got through to an operator, I was asked to provide a ......