I have always wondered what direction this blog will take when I started it 2 months ago in Feb 2016. It seems to be a mix of the technical and psychological aspects of personal finance. As much as I like writing about the things we do and updating the numbers in our portfolios, income & net worth, I enjoy exploring the psychology of personal finance as well. After all, our values and beliefs drive the actions we take for better or for worse. Besides, I'm about to turn 30 in June and there's nothing like a major life milestone that makes you become more self-reflective. One valuable lesson we have learnt from our experience of studying, working & living in Australia & Singapore and getting on to this journey of financial independence is the importance of letting time pass. I read personal finance blogs from all around the world and it's amazing ......