My post on What are Retirement Funds is the second most read after the post on Monthly passive income hits S$1,000. It does seem like personal finance topics like passive income and retirement continue to be among the most popular. I thought it would be interesting to have a post about my experience with Superannuation in Australia as a retirement fund scheme compared to Central Provident Fund (CPF) in Singapore. Upfront disclaimer - I can only compare my experience with Superannuation during my 4 years working in Australia vs CPF during my 3 years working in Singapore. I'm aware this is an insufficient time frame for the benefits of each retirement fund scheme to realise but this is just my opinion based on how each system has worked out for me so far. The facts may also not be fully accurate as I am writing some of them from ......