Hi all, It's really been awhile (close to a year) since I last blogged. Things have been quite busy since I officially graduated from Uni and now focusing on my full time job. Well, the market (STI) has been on a downtrend after April' 15 and there had been quite a few bull traps and it's currently hovering around 2,700+. As a dividend investor, I am more concerned on ability of companies to pay dividends than the stock fluctuations. Since a few of my stocks are entitled to script dividend scheme, I have been thinking through should I collect cash or dividends. As I bought some shares under Standard Chartered Securities trading platform, it came to my attention that fractional entitlement to the new shares are actually all rounded down for Standard Chartered. In the case of OCBC Shares, for CDP holders Issue share price= $8.11 Fractional entitlement to ......