Hi all, It's been awhile since I update my blog. I did some adjustments in my portfolio and wish to exclude the stocks which I decided not to include in my retirement fund & dividend calculation purposes (see list below). Hence, to make things more organized, I have actually created another CDP joint account (since 1 person can only have one CDP acc)- let's call this Acc2, to store the excluded shares and recently also added more shares to that portfolio. I will slowly be transferring the excluded over to Acc2. Moving forward, I will not be adding anymore shares into Acc2 and won't be updating it anymore. The way I ll be transferring is to use my cash allocated for retirement fund to buy shares through standard chartered and transfer it to Acc2. I wont actually be transferring shares to Acc2 from my individual cdp acc; I'll buy shares ......