If I didn't see my HR sending me emails reminding us to complete our mid-year appraisals at work, I wouldn't have noticed that we are already mid year through 2016. It seemed that it was just yesterday that we began the new year but now here we are, today. Towards the end of the year in 2015, I've made some personal goals (link here) that I want to achieve by the end of 2016 so I think it's good that I have them reviewed on this mid-year review. 1.) Individual Performance vs Market Benchmark For this goal, I've actually had to change the way to measure from the previous year since I have now put the market benchmark as a reference for comparison. What this means is that in a given year, if the market returns a negative 20% but my own performance is a negative 19%, ......