I'm turning 30 this weekend and my 20s will be officially over by the start of the new week. It's nothing quite like watching the first digit of your age turn that gets you into a reflective mood. Besides, I have been writing quite a few personal finance posts lately about income, expenses and investments. I thought it would be fun to write about my reflections for the past decade. I'm going to try writing these points in a chronological order as I take a walk down memory lane and I will also include life lessons that I picked up.  My next post, probably after my birthday this weekend, would be about my hopes for the next decade and allow me to stretch my mind to the future. Reflections Studying overseas I had the opportunity to study overseas in Melbourne for my undergraduate degree and I continue to be grateful to my parents for providing me with ......