Shares & Derivatives
Debt Crowdfunding 101 in Singapore
By Investment Stab  •  June 17, 2016
There are 4 general kinds of crowdfunding in the world. They are namely donations, pledge (or reward), equity and debt. We will be focusing on the more prominently seen method used in Singapore: Debt! It was reported on Straits Times February 2016 that MoolahSense has helped 22 companies raised a total of $5 million since it was launched in 2014. What is it? In debt funding (aka peer-to-peer lending), fund providers are basically taking over the job as a bank; lending money to firms that need them (fund raisers) and in return, gets interest payment. Fund raisers also get what they want (access to money to support their business). This has been the case for many years – friends and family supporting the business of someone they know. But today, with the help of internet, the help and support from “family and friends” have expanded to a lot more people, ......
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By Investment Stab
We are a group of Singaporean students who are curious and interested in Finance. As we dive deeper into this area in search of more knowledge, the more debates and differences we have. We also realised that financial literacy is not strongly inculcated in the younger generations, leading to numerous costly mistakes. Some of such includes believing in "high profiting" scams such as land banking and buying unnecessary investment schemes which are often motivated by the salesperson's personal interest ...
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