Expenses have been talked about for some time among bloggers. We know saving is important. Ability to grow our income is even better. Taking care of our owns family cannot be forsaken. Neither can we do away with insurance. What if I have multiple or huge loans and I got retrenched and I do not want it to be a life style changing event ? Here i will go about it. Total up my lifestyle expenses, work out the cash flow and finally filtered out the options. EXPENSES Monthly Expenses Parent Allowances : 600 ( at minimum ) Hospitalization Insurance : 100 ( Saving/Life $250 ) Housing Loan : $1000 Interest ( $4000 Principal ) (arbitrary) Utilities/Telco Bills : $200 Clothing : 200 Transport : 220 (Multiple of wife/kid will roughly be a car expense ) Food : 620 Cable TV : 50 Newspaper : 30 ( Prefer to read ...