If you are Singaporean, and stayed in Ward B2 or C, without any upgrade, how adequate would your shield plan be?
It is enough, it seems (if you are not "choy suay" - super unlucky). Lets go through them one by one.
First, operations/ procedures
https://www.moh.gov.sg/content/moh_web/home/costs_and_financing/hospital-charges/Total-Operation-Fees-By-procedure.html
I went through all the procedures listed, the highest Subsidized cost of operations is for Vitreous, at 75% it is $1976. $2K surgery claim is enough. The rest are well below 2K at 75 percentile. Only operations with more than 30 case studies are published.
Verdict:
Passed, and adequate, as long as you dun "chow suay" and dun belong to the above 75% percentile.
Next Average bill test.
Above illustration for Public hospital-surgical specialties. With the exception of KKH and NHC, all are covered by $700 room and board insurance provided by Medishield. By average, I assume it is ......