Recently, I shared on FB a conversation I had with a friend regarding a talk he went for: Friend: "I went for a talk on property investment recently. The person wants us to sign up for his course and he will teach us how to sell our HDB flat and invest in private properties for better returns. What do you think?" AK: "He will make money from the course. He will make money when you sell your flat. He will make money when you buy the private property. I guarantee that he will make money. Can he guarantee that you will make money?" Seeing that, a reader who went for the course shared her experience and thoughts with me: Y: Refer to this post. I went for the course. Paid abt 3k. Learn all the concept. N it's workable. Just we mostly will not take any action to sell Hdb n go buy two privates......