I have just updated my net worth, portfolios, dividend & interest income and savings rate pages for end of June 2016. Since the first half of the year is now over, this financial update is a good way to see how we are tracking with our goals that were set earlier in the year. This will be set out in order of how these pages appear in my blog for easier reference. Net Worth The goal is to reach S$100,000 by 31 Dec 2016. As at 30 Jun 2016, our net worth is S$98,408 and it should exceed S$100,000 by 31 Jul 2016. This is due to a combination of monthly payments to reduce the mortgage debt, cash savings, additional investments in ETFs & shares and contributions to CPF. We have understated our net worth by using a net mortgage debt calculation based on 50% of the value of our apartment and 100% of the housing loan liability. ......