Personal Finance
Budgeting vs Expense Tracking
By Turtle Investor  •  July 11, 2016
Two weeks ago, my storage water heater promptly stopped working for no reason. The wall switch still shows a lit LED, which meant that the problem likely lies with the storage heater itself – but exactly which component that is faulty, there is no idea of knowing. Could be the heating element. Or thermostat? Made a call to Ariston who promptly arranged their contracted plumber to come by and take a look. A physical check cost me $60. Upon examination, it was determined that the thermostat was spoilt – another $80 to replace it on the spot. Well, what to do? Bad luck cost us $140 this time. As our home exceeds five years in age, appliances are starting to fail once in a while. Just four months ago, our 40-inch TV started having display issues – another couple of hundred bucks gone there. First, it was the TV. Then, it was the storage ......
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By Turtle Investor
Hello there! I am Kevin and the author behind the Turtle Investor blog. At age 37, I hit CPF Full Retirement Sum (FRS) of $176,000 on the last day of 2019, twelve years after graduating from university. I am married and owns a 4-room apartment. I continue to be gainfully employed to build up my portfolio and provide my loved ones with better lives. Leaving everything behind and transitioning to a digital nomad life in Bali remains an option but not something that I’m actively pursuing now 🙂
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