Hi AK I have been following your useful CPF blog and learn alot. Lately I noticed something quite disturbing and what i deem as unfair. We live a in HDB flat which had been fully paid off about 8 years ago. But I only noticed recently that the accured interest (supposed this is the amount I owed to CPF Board) has been increasing every month even after I fully paid off my flat long ago. I feel that this practice is unfair. The accured interest should stop increasing the year that we pay off our loan. This kind of contradict the saying that the CPF money is ours. Seems that we always owe the government something somewhere. It appears quite ridiculous because we had already paid hundred of thousands in interest during the loan term but still have to pay interest even after paying off the loan completely. If we borrow from banks, the ......