Recently, I came across an article in SIM University newsletter. SIM University’s education philosophy was mentioned which are three H’s – Head, Heart and Habit.

Head: Professionally competent and job-ready, with strong applied skills

Heart: Socially conscious with a desire to make positive changes in society

Habit: A self-directed learner with strong work ethics and values.

Being a SIM University graduate myself, the education philosophy are really meaningful to me and I reminded myself constantly of the above values in my work and in stock investing.

1. Head

I cannot say I am professionally competent in stock investing because this is not my full time profession. I relate this core value to the knowledge I have accumulated throughout my journey in stock investing. By applying the knowledge I accumulated, I screen for stocks that meet my criteria of a good stock (Growth + Dividend).

2. Heart

We must not become arrogant for …