Most people do not actively seek out to choose an insurance agent. In fact, it is often true that they stumbled upon their insurance agents by chance. Either these insurance agents have made cold calls, knocked on their doors, stopped them at roadshows, or were simply friends just starting out in the insurance industry. For Heartland Boy, it is a nice gesture to support your friends but it can also get tricky when the lines are muddled. He believes that one should not simply leave it to chance and settle on any insurance agent (or financial advisor representative or financial planner or whatever they like to call themselves) that he or she meets on the street. Instead, it should be a calibrated and conscious attempt to choose an insurance agent who is best placed to serve your interests. Since it is “out of the norm” to choose an insurance agent, ......