Hi AK, Been a regular reader of your blog. Simply inspiring to me. I merely have one question to seek your advice. I have approximately $30,000 of current liabilities (namely credit lines and long term debts) or what some would call unhealthy debt. I also have approximately $13,000 of assets in stock holdings. If it was you, would you liquidate your 6% to 7% yield assets to pay for debts that cost 15%-20%? From an economical reason, it makes sense to ensure that you forked out as little money as possible to pay the cost of debts. However, spiritually, I was wondering if I ought to keep my yield generating assets in order to "force" myself to work harder to upkeep the debt and buy more assets. For now, my job does pay me enough to meet my debt cost and investment capital. Would you do the mathematically smart ......