I have decided to sneak this post in before it gets to Sep. After all, this is a long journey to financial independence and it’s important to celebrate milestones to keep ourselves going. Our average monthly passive income for the year has finally crossed S$1,000 at the time of writing. FYI, it’s going to drop below S$1,000 once Sep comes around but oh well. A win is a win.

Just thinking about what that means is putting a smile on my face! Somehow, our investment and cash management strategies are starting to work out after plugging away at them for so many years. We have been slowly increasing our interest and dividend income earned but it’s hard to see the progress on a month to month basis.

It becomes significant when you make the comparison on a 2 year basis from the time we spent working in Melbourne, Sydney then …