I started taking interest in how to make my money work better for me after I saved up my first $20,000 After all, I knew simply keeping my money in the bank wouldn’t bring me far – on the contrary, the value of my savings would decrease over time once inflation rates and higher costs of living are factored in. If you don’t believe me, just ask your parents and they’ll tell you, $100,000 in the past could buy you so much more than $100,000 today. But investing is not an easy journey, and definitely not for the faint-hearted. You need to be intelligent, well-informed, and rational enough to analyse financial figures to discern the meanings behind all the numbers. On top of that, you also need to be prepared to take a certain amount of risk, and be able to manage these investing risks well…or lose your capital. Investing is ......