Fully agreed with headline title!
It is not our government or our employer's job to secure our sustainable income for life!
Never!
It is we and ourselves to secure our own retirement.
We have to get our hand dirty to do it.
At recent corporate event; few of Uncle8888's past colleagues thought that his three children are all working and self-independent so that he can choose to retire @ 60.
But, when he told them that only two were working and self-independent and his last son has just started his first year University study this year. Uncle8888 could see the expression of their face turning into some sign of unbelievable so he has to further explain that his endowment policy matured in March this year and his family doesn't need this sum of money from insurance for survival anymore. This sum of insurance money is re-deployed from family survival to his youngest son's University educational fund......