Too expensive. A waste of money. I don’t need insurance. I don’t know how much I’m covered. My parents bought insurance for me and handles it. 

These are just some of what people say. I’ve had some friends who said that when the topic is broached. Insurance isn’t easy to understand at all!

So many policies, so many insurers. To be honest, I’ll still choose to let my parents handle it all. But I’m no longer a little boy. I took it upon myself to understand all my policies that my parents bought and which are the policies that I bought on my own. As to how it really started, other than me turning 21, it was also partly due to me wanting to know what I am actually buying.

So it is time to look into the policies I have. Readers who know more …