I liquidated all my unit trusts in Fundsupermart on 29 Aug 2016. I received sale proceeds of $279,816.26. XIRR YTD was 8.32% and XIRR since inception was 2.52%. Not impressive, but the positive thing was I didn't lose money and I felt liberated from the need to pay platform fee! After about 4 years and 2 months investing in unit trusts, I finally decided to consolidate my investment fund in my very own portfolio. Dividends and distributions received in August was $268.61. All proceeds will be re-invested in my low cost portfolio. With this significant cash injection, my low cost portfolio equity allocation dropped to a low of 20%. That was the reason I made quite a number of purchase in September......