Followers of US bank will be aware of the ongoing scandal at Wells Fargo - the bank has been found to open for its customers millions of unauthorized accounts which was earning banking fees without their knowledge. A summary of the Wells Fargo Scandal can be read here. Chasing Sales Target This is one of the biggest "dilemma" of the financial industry - many employee's KPI is measured against the sales target they bring to their employers. This means having to get new or existing customers to buy new financial products; however, if these financial products offered by banks are that good, why will they even need a sales target in the first place? Consumers would have flock to banks to grow their wealth. Hence, to me, I can conclude many of these financial employees are pressured to meet sales target, pitching products to their clients, which may not be ......