Been a while since I last posted. Things have been extremely busy  and it's been a challenge sticking to the fitness goals. Feels somewhat like a first year Analyst all over again but with better coping mechanisms (that's the only way to survive - sink or swim). To cast things in a positive light - when things are busy and the industry isn't doing well, you'll double down on experience and "level up" much faster. To look at things from the other side, you can feel like you're being put through the juice wringer, where every ounce of omph is being wrung out, but you won't get rewarded for it in terms of monetary compensation.  But oh well, eyes on the prize RB35. The good thing over the last few months is that the markets have somewhat rallied, so my net worth has correspondingly increased to c. S$1.7m. ......