“Dividend income” investing has been deep-seated in most of investor’s mind, as ways to achieve Financial Independence and living off dividends in retirement is a dream shared by many. In today’s environment marked by rising life expectancies , extremely low bond yields, and a 7-year bull market, retirees face challenges on all fronts to build a consistent income stream that will last a lifetime. But the questions is “ Can we really depend on just dividend income for our retirement or is it sustainable ?”. All incomes are subject to risk and same apply to dividend pay-out which is not guarantee. Below two pieces of news prompted me to write this blog post. One may see that with challenging economic situation years ahead, reducing dividend pay-out from companies is just a matter of how much of the cut and not when .  Conglomerate like Keppel and Sembcorp has reduced their dividend pay-out ( hit by oil & gas sector) while Bank is ...    ...