Things change and that is one of the few constants in life. Some changes hardly matter but some changes affect our lives in a big way. Changes could also be catastrophic. Remember the Dodo. What is this leading to? A few months ago, I sold my car without going through a middle man. Cars of the same make, model and age at pre-owned car centers were going for upwards of $50K at that time. I was offered $40K to $45K by different resellers then. I decided to find a new owner for my old car myself. It was a relatively short search as a friend was looking to replace his much older car then. We had a win-win situation with the middle man removed. It did mean, however, that we had to visit LTA in Sin Ming, queue up for more than an hour to do the transfer of ownership but that was just a minor inconvenience......