From my last post, it seemed like BOC Smart saver is a good account. Alas, all good things must come to an end. It is not going to be so enticing anymore. Similar to OCBC 360, they changed their terms after the initial hype. Let's take a look at the revised interest rates. Comparing the new changes to the rest of the banks: With that, the interest rate for the majority of us would be different too: You can see that BOC Smart saver is no longer that attractive after the change. Initially, they wanted the market share and thus, set high interests compared to OCBC 360. Now, they are targeting people with high cash in their accounts and also high spending power. I believe most of us are still going to stick with OCBC 360 or UOB One. I wonder how many of you changed from OCBC ......