I would like to consider myself a Millennial. An old one.

I love automation and I want to automate most of my everyday tasks as much as possible. That includes expense tracking. My current process involves manually logging my spendings as they happen. Then, I update my Google Spreadsheet with my total expenses at the end of the month.

As I browse the MrMoneyMustache forum, I see how fellow MMMs in America use SaaS online services such as Mint and Personal Capital to track their expenses. It’s the perfect solution because they can connect to their bank accounts and extract their transactional data. All that data gets categorised into the different expenses and income categories and even displays the information in meaningful charts.

Sadly, Personal Capital and Mint does not work in Singapore so for the past 2 years, I’ve been tracking my expenses manually with apps and Google Spreadsheets…