I chanced upon an excellent blog that talks about FIRE (Financial independence Retire early) in 4 pillars. I will take some time to explore the site but I'm liking it already! It's here, called Four Pillar Freedom. There's a post called early retirement grid with the following picture below

Picture taken from fourpillarfreedom blog post here

Basically it shows you how long you take to reach financial independence given your after tax annual income and annual spending. There's a few assumptions that comes with the table: 1) You're starting from nothing. It's good for those who had just been through the financial bombs of marriage and housing and renovation, because that's essentially what it is. After going through those 3 bombs, I have to start from scratch again and save up. 2) This is using a draw-down method of 4% of the portfolio annually. So you'll end up with almost ......