For an average working adult who doesn’t spend too lavishly, which credit cards currently offer the best value for your buck?

In our world today, it seems like there are simply too many credit cards to choose from. With all the different promotions running at different times, it is no wonder that most consumers really have little idea on credit card(s) are the best fit for them. Often, most of us just end up sticking with the one card we’ve been using for years and have gotten accustomed to.

But switching your credit cards can actually bring you a lot more rewards, or savings, or even both!

Before I started my search, these were my criteria:

– Minimum monthly spending has to be fairly achievable ($500 –  $800)
– Monthly salary of $2500 – $4000 is eligible to apply

Some cards seem really attractive at first glance ($138 cashback anyone? …